Personal Loan up to ₹40 Lakhs — without any collateral
Fulfill your immediate personal requirements without pledging any assets or collateral. Paisa Loan Bazaar offers unsecured Personal Loans up to ₹40 Lakhs with flexible repayment terms ranging from 12 to 60 months.
Why take a Personal Loan with us
Collateral-Free
No asset, gold, or property collateral required.
Fast Disbursal
Funds credited into your bank account within 24 to 48 hours of approval.
Competitive Interest Rates
Attractive interest rates starting from 10.50% p.a.
Flexible Tenure
Choose a tenure that fits your budget (1 to 5 years).
Multi-Purpose Usage
Use funds for medical emergencies, weddings, travel, home renovation, or debt consolidation.
Dedicated Advisor
A loan expert guides you from application to disbursal.
Eligibility Criteria
- Age Requirement: 21 years to 60 years at the time of loan maturity.
- Employment Status: Salaried employees, self-employed professionals, and business owners.
- Minimum Income: Minimum monthly net income of ₹20,000 (varies by city).
- Credit Score: 650+ preferred for fast-track approvals.
Documentation Checklist
- Identity & Address ProofAadhaar Card, PAN Card, Passport, or Voter ID.
- Income Proof (Salaried)Last 3 months' salary slips and Form 16 / ITR.
- Income Proof (Self-Employed)Last 2 years' audited balance sheet and profit & loss statements.
- Bank StatementsLast 6 months' salary/business bank account statement.
Get your Personal Loan in 4 simple steps
Fill Online Application
Share basic details in under 2 minutes.
Upload Documents
Digital upload or doorstep pick-up.
Bank Verification
Partner lender verifies and approves.
Direct Disbursal
Funds credited to your bank account.
Plan your loan with our EMI calculator
Move the sliders to see your monthly EMI, total interest and total payable amount instantly.
Apply for a Personal Loan today
Get matched with the best Personal Loan offers from our partner banks and NBFCs — quick approval with minimal paperwork.
- Free consultation: No upfront fees charged from borrowers
- Multiple offers: Compare rates from top banks & NBFCs
- Quick call-back: A dedicated advisor contacts you shortly
- Doorstep service: Paperless or doorstep document pick-up
Get your Personal Loan offer
Only name, mobile and service are required.